Insurance for
Disability Parking
Permit Users

Covers Your Carers

Covers your family, friends, carers and Support Workers

Up to 25% off

Discounted premiums, by up to 25%^, for Disability Parking Permit users

Wheelchair Cover

Up to $5,000 cover for assistive technology while it is in your car

We Have You Covered

As Australia’s first independence and mobility insurance specialist, we know that disability parking permit users are typically safer drivers – and we think you should be rewarded with lower insurance premiums.

What’s more is that we have created a series of unique features and benefits in our policy specifically for people with restricted mobility. This includes protection for your mobility equipment such as wheelchairs and mobility scooters while they are in your car, and cover for your friends, family, carers or support workers.

So if you have a current disability parking permit, or regularly provide transport for someone who does, you can now access cheaper premiums for your comprehensive car insurance with Blue Badge.

Why People Are Switching to Blue Badge*

  1. Discounted premiums, by up to 25%^.

  2. Cover your family, friends, carers or support workers who drive your car.

  3. Choose from agreed or market value.

  4. Up to $5,000 cover for assistive technology (wheelchair, walkers, mobility scooter etc.) while in your car.

  5. Up to $150 rental car benefit for up to 28 days following theft.

  6. Up to $1,000 cover for carers/support worker’s tools of trade.

  7. Your choice of repairer.

  8. Monthly payment options available˜.

converted car

Your Questions Answered

Q1. How does my Disability Parking Permit help me save on insurance?

Our research suggests that Disability Parking Permit users are typically safer drivers and we think they deserve to be rewarded with lower premiums. As Australia’s first independence and disability insurance specialist, we understand how important your mobility is to you so we have developed our comprehensive policy to offer a unique set of benefits tailored specifically for your needs and at affordable price.

Q2. Do I still qualify for Comprehensive Car Insurance with Blue Badge if I do not have a Permit, but I provide transport for someone who does?

Yes. If you do not hold a Disability Parking Permit but provide regular transport for someone who does, you are still eligible for our policy.

Q3. I carry my wheelchair in my car. Will it be covered by my insurance?

Yes. Our car insurance policy covers your wheelchair while it is in your car. We will pay up to $5,000 towards repairing or replacing your wheelchair or any other mobility equipment if it is damaged or stolen while being transported or stored in your vehicle. We also offer Comprehensive Wheelchair Insurance and Comprehensive Mobility Scooter Insurance to protect your equipment against theft, damage and liability when it is not in use or being transported in your car.

Q4. Does this policy cover my family, friends, Carers and Support Workers?

Yes. If you’d like your policy to cover everybody who drives your car, all you have to do is tell us about them when you take out the policy with us.

Q5. How do I make a car insurance claim?

If you need to make a claim, we recommend that you call us as soon as possible on 1300 304 802. Our friendly staff will ask you for the full details of the incident and will help manage your claim until it has been settled.

Depending on the circumstance of your claim, you will be asked to provide the following:

  • Details of the Vehicles involved
  • Names, Driver’s Licence and contact details of the other drivers involved
  • Contact details of any witnesses to the incident
  • Accident details including date, time, location and occurrence
  • Details of the road, traffic and weather conditions prior to the Incident
Q6. Will I get a courtesy car if my car is stolen?

As we are disability insurance specialists, we know how important your mobility is to you. This is why we will pay $150 per day for up to 28 days for you to use towards a rental car or taxi charges following theft.

Q7. Can I pay for my insurance monthly?~

Yes, monthly instalments are available through a direct debit with Blue Badge Insurance. There is a small additional fee involved with using this payment method.

Q8. Do you insure cars that have been converted for disability?

Yes, we insure anyone who holds a current Disability Parking Permit – regardless of the type of car you drive. You can find out more about our insurance for converted vehicles here.

bumper sticker
Blue Badge Insurance ATSA

Important Information

* For full details of the conditions, terms, limits and exclusions and to decide whether this cover is suitable for you please read the relevant Product Disclosure Statement.

~ For new policies commencing on or after 9 April 2020 with a policy number starting with BBMC. Monthly payments are organised direct through Blue Badge Insurance. Payments are available by direct debit from your nominated credit card or bank account. Direct debits will occur on the same day of each month and incur an additional fee of 4%.

For new or renewal policies with a policy number starting with BCM or MOT. Monthly payments are organised with Attvest Finance Pty Ltd. Payments are subject to their own terms, conditions and limitations and a monthly fee will apply that includes interest, taxes and charges.

^Discounts for the Blue Badge Insurance Comprehensive Motor Vehicle Insurance will be applied to the base vehicle rates subject to the customer holding a permanent Disability Parking Permit and/or the vehicle has been converted for use by a driver or passengers that have a disability. The discounts do not apply to the Blue Badge Roadside Assistance Optional Benefit. Underwriting criteria will be applied to the consideration of the risk. Additional excesses will apply to drivers under 25 or those drivers who have held a full Australian drivers licence for less than 2 years. This offer may be withdrawn at any time.

Blue Badge Roadside Assistance is provided by Digicall Assist Pty Ltd. ABN 92 152 605 340. Please familiarise yourself with the separate Terms & Conditions of the Blue Badge Roadside Assistance. You can choose to add this Optional Benefit to your Blue Badge Insurance Comprehensive Motor Vehicle Insurance.

Any advice provided is general only and does not take into consideration your personal circumstances. Please read the relevant Product Disclosure Statement to decide whether this cover is suitable for you.