Car Insurance for Wheelchair Accessible Vehicles & Disability Converted Cars

At Blue Badge, we understand how important the disability conversions are on your car. Our policy is designed to cover all your specific conversions in the event of accidental damage, loss and theft. In the event that your vehicle is stolen, damaged or written off, we will be able to offer you the sum insured shown on your Certificate of Insurance. This will include the agreed or market value of your vehicle plus any accessories, modifications and/or conversions that have been specified on your Certificate of Insurance.

Yes. If you don’t hold a Disability Parking Permit but provide regular transport for someone who does, you’re still eligible for our policy.

Yes. Our car insurance policy for disability parking permit holders covers your wheelchair while it’s in your car. We’ll pay up to $5,000 towards repairing or replacing your wheelchair or any other mobility equipment if it’s damaged or stolen while being transported or stored in your vehicle.

We also offer Wheelchair Insurance in Australia and Mobility Scooter Insurance in Australia to protect your equipment against theft, damage and liability when it’s not in use or being transported in your car.

As we’re specialists in insurance for wheelchair accessible vehicles and other disability converted cars, we know your car’s conversions are unique for your specific needs so we know it will be very difficult to find a courtesy car with the same specifications as your vehicles.

Instead, if your car is stolen we’ll pay $150 per day for up to 28 days for you to use towards a similar rental car or taxi charges.

Yes. If you’d like your policy to cover everybody who drives your car, all you have to do is tell us about them when you take out the policy with us.

If you need to make a claim, we recommend that you call us as soon as possible on 1300 304 802. Our friendly staff will ask you for the full details of the incident and will help manage your claim until it has been settled.

Depending on the circumstance of your claim, you’ll be asked to provide the following:

• Details of the Vehicles involved;
• Names, Driver Licence and contact details of the other drivers involved;
• Contact details of any witnesses to the incident;
• Accident details including date, time, location and occurrence;
• Details of the road, traffic and weather conditions prior to the incident.

Many of our customers have been able to claim back a portion of their insurance premium from various funding bodies, including the National Disability Insurance Scheme (NDIS) and Transport Accidents Commission (TAC).

To help facilitate this, we clearly separate the charges associated with insuring your disability conversions on our documentation as most funding bodies only cover this component.

Yes, monthly instalments are available through a direct debit with Blue Badge Insurance. There’s a small additional fee involved with using this payment method**.

Yes, we insure anyone who holds a current Disability Parking Permit – regardless of the type of car you drive. You can find out more about our car insurance and mobility car insurance discounts for non-converted vehicles here.