Wheelchair insurance Australia
Finding wheelchair insurance in Australia can be daunting, we get it.
You want to make the right decision because your wheels are your independence.
As a car and disability equipment insurance specialist, Blue Badge Insurance has provided wheelchair insurance in Australia since 2014. Our comprehensive wheelchair insurance provides peace of mind that if you have an accident we’ll get it repaired so you can get moving again ASAP. And we’ll even cover the cost of getting you and your damaged wheelchair home in the first place.
We also offer travel insurance for wheelchair users, so your wheels are protected whether you’re 1km or 10,000km away from home. Read more on all the benefits of our wheelchair insurance in Australia now.
(Cover you expect from wheelchair insurance)
The Blue Badge Difference
(What makes us different)
Manual Wheelchair Accessories
Products We Insureᵒ:
Rear Power Assist
Add on Hand Bike
Wheelchair Insurance in Australia
Our experienced claims team has been managing claims for wheelchair insurance in Australia since 2014. With a national network of mobility equipment referrers and dealers we can quickly get your wheelchair repaired and get you back out and about.
Blue Badge Insurance has partnered with the State-Wide Equipment Program in Victoria to offer insurance to protect their mobility scooter and wheelchair clients against accidental loss and damage, third party property damage and third party personal injury – for one low annual price.
Wheelchair Insurance from
Mobility Scooter Insurance from
Has your car been converted?
If your car has been converted to accommodate a driver or passenger with disability, click below to see our car insurance policies.
DON'T FORGET YOUR
While wheelchair insurance in Australia is not compulsory, most authorities strongly advise that people take out insurance to protect their personal safety, the safety of others, the value of their wheelchair and cover themselves against the significant out-of-pocket costs associated with legal liability.
It depends on your policy – not all Home and Contents policies cover equipment like wheelchairs. It’s also important to remember that Home and Contents policies may not cover your wheelchair when it’s used outside of your home, leaving you exposed while you’re out and about.
No. Our policy covers accidental damage, theft and legal liability to protect you and your wheelchair if you’re involved in an incident that causes damage to your wheelchair or if it’s stolen. We also protect you against damages and legal costs if you’re involved in an incident with a third party. The policy does not cover break downs or general wear and tear.
Unfortunately wheelchair theft is on the rise. Kids like to take them on joyrides and thieves have realised the value of this equipment and are now targeting wheelchairs for resale.
This is why we’ve worked with a leading lock manufacturer to develop the Loop Lock – an easy to use lock that will provide greater protection for your mobility equipment when you’re out and about. Find out more here.
Many of our customers have been able to claim back all or a portion of their insurance premium from various funding bodies, including the National Disability Insurance Scheme (NDIS). While such approvals are assessed on a case-by-case basis (it’s not guaranteed), we will assist you however we can to facilitate funding of the insurance costs.
Yes. Our wheelchair insurance policy automatically covers your wheelchair for accidental damage and third party liability for the first 21 days of overseas travel (third party liability is excluded in USA and Canada). You can extend the period of cover for an additional fee if you’re going away for a longer period, by calling us on 1300 304 802.
If you need to make a wheelchair insurance claim, we recommend you call us as soon as possible on 1300 304 802. Our friendly staff will ask you for the full details of the incident and will help manage your claim until it’s been settled.
Yes, monthly instalments are available through a direct debit with Blue Badge Insurance. There’s a small additional fee involved with using this payment method**.
For full details of the conditions, terms, limits and exclusions and to decide whether this cover is suitable for you please read the relevant Product Disclosure Statement.
* An exclusion applies to loss or damage caused by actions of the sea, tidal waves, high water, or erosion.
^ Third-party injury cover does not apply to accidents that have occured in Queensland, as the mobility scooter is required to be registered. CTP insurance is included with the registration, see here www.tmr.qld.gov.au for more information.
† Excludes third party cover in USA and Canada.
ᵒ Available as part of a wheelchair insurance policy.
~ For mobility equipment valued up to $10,000. Discounts will be applied subject to the nature and history of the risk. Underwriting criteria will be applied to the consideration of the risk. This offer may be withdrawn at any time.
** For new policies commencing on or after 9 April 2020 with a policy number starting with BBEC. Monthly payments are organised direct through Blue Badge Insurance. Payments are available by direct debit from your nominated credit card or bank account. Direct debits will occur on the same day of each month and incur an additional fee of 9%.
For new or renewal policies with a policy number starting with BMEC or contain COMPREHENSIVE in the policy number. Monthly payments are organised through Arteva Funding (previously known as Premium Funding) and are subject to their own terms conditions and limitations and a monthly fee will apply that included interest, taxes and charges.