Mobility scooter insurance Australia
Need the right mobility scooter insurance in Australia for your wheels of independence?
Explore our quality Blue Badge Insurance for mobility scooters in Australia now. You’ll be happy you did.
We’ve been providing mobility scooter insurance in Australia since 2014 and are proud of our large and loyal customer base. We’re a car and disability equipment insurance specialist, so we know what you need to be covered properly.
Blue Badge Insurance cover includes new for old replacement for scooters up to two years of age, protection if you damage someone else’s property and cover if you take your scooter overseas with you. Scroll down for more.
(What you expect us to cover)
The Blue Badge Difference
(What makes us different)
Mobility Scooter Insurance Australia
Our experienced claims team has managed claims for mobility scooter insurance in Australia since 2014. With a national network of mobility equipment referrers and dealers we can quickly get your mobility scooter repaired and get you back out and about.
Blue Badge Insurance has partnered with the State-Wide Equipment Program in Victoria to offer insurance to protect their mobility scooter and wheelchair clients against accidental loss and damage, third party property damage and third party personal injury – for one low annual price.
Wheelchair Insurance from
Mobility Scooter Insurance from
The Rewards of Your Disability Parking Permit
As Australia’s first car and disability equipment insurance specialist, we know disability parking permit users are typically safer drivers - and we think you should be rewarded with lower insurance premiums.
DON'T FORGET YOUR
MOBILITY SCOOTER LOCK!
While mobility scooter insurance in Australia isn’t compulsory, most authorities strongly advise that people take out insurance to protect their personal safety, the safety of others, the value of their mobility scooter and cover themselves against the significant out-of-pocket costs associated with legal liability.
It depends on your policy – not all Home and Contents policies cover equipment like mobility scooters. It’s also important to remember that Home and Contents policies may not cover your scooter when it’s used outside of your home, leaving you exposed while you’re out and about.
No. Our policy covers accidental damage, theft and legal liability to protect you and your mobility scooter if you’re involved in an incident that causes damage to your scooter or if it is stolen. We also protect you against damages and legal costs if you’re involved in an incident with a third party. The policy does not cover break downs or general wear and tear.
Unfortunately mobility scooter theft is on the rise. Kids like to take them on joyrides and thieves have realised the value of this equipment and are now targeting mobility scooters for resale. Many people believe their keys provide a theft deterrent, but most scooters can be placed in neutral and rolled away.
This is why we’ve worked with a leading lock manufacturer to develop the Loop Lock – an easy to use lock that will provide greater protection for your mobility equipment when you’e out and about. Find out more here.
Yes. Our policy covers any legal user you authorise to use your mobility scooter. You don’t need to add people to your policy for your scooter to be covered while they’re using it – as long as they have your permission they’re covered.
Yes. Our mobility scooter insurance in Australia automatically covers your scooter for accidental damage and third party liability for the first 21 days of overseas travel (third party liability is excluded in USA and Canada). You can extend the period of cover for an additional fee if you’re going away for a longer period, by calling us on 1300 304 802.
If you need to make a claim, we recommend that you call us as soon as possible on 1300 304 802. Our friendly staff will ask you for the full details of the incident and will help manage your claim until it’s been settled.
Yes, monthly instalments are available through a direct debit with Blue Badge Insurance. There’s a small additional fee involved with using this payment method**.
For full details of the conditions, terms, limits and exclusions and to decide whether this cover is suitable for you please read the relevant Product Disclosure Statement.
* An exclusion applies to loss or damage caused by actions of the sea, tidal waves, high water, or erosion.
^ Third-party injury cover does not apply to accidents that have occured in Queensland, as the mobility scooter is required to be registered. CTP insurance is included with the registration, see here www.tmr.qld.gov.au for more information.
† Excludes third party cover in USA and Canada.
~ For mobility equipment valued up to $10,000. Discounts will be applied subject to the nature and history of the risk. Underwriting criteria will be applied to the consideration of the risk. This offer may be withdrawn at any time.
** For new policies commencing on or after 9 April 2020 with a policy number starting with BBEC. Monthly payments are organised direct through Blue Badge Insurance. Payments are available by direct debit from your nominated credit card or bank account. Direct debits will occur on the same day of each month and incur an additional fee of 9%.
For new or renewal policies with a policy number starting with BMEC or contain COMPREHENSIVE in the policy number. Monthly payments are organized through Arteva Funding (previously known as Premium Funding) and are subject to their own terms conditions and limitations and a monthly fee will apply that included interest, taxes and charges.