Mobility Scooter Insurance

Mobility scooter insurance Australia

Need the right mobility scooter insurance in Australia for your wheels of independence?

Explore our quality Blue Badge Insurance for mobility scooters in Australia now. You’ll be happy you did.

We’ve been providing mobility scooter insurance in Australia since 2014 and are proud of our large and loyal customer base. We’re a car and disability equipment insurance specialist, so we know what you need to be covered properly.

Blue Badge Insurance cover includes new for old replacement for scooters up to two years of age, protection if you damage someone else’s property and cover if you take your scooter overseas with you. Scroll down for more.



Blue Badge Insurance

The Basics

(What you expect us to cover)

Repair or replacement of damaged mobility scooter

Loss or damage caused by theft, vandalism, fire or flood*

New for old replacement for scooters aged up to 2 years old

Cover any legal user you authorise to use your mobility scooter, not just yourself

Blue Badge Insurance

The Blue Badge Difference

(What makes us different)

Third party property or personal injury cover^

Overseas~ cover for accidental damage and third party property/personal injury for 21 days (can be extended longer)†

Costs incurred to get you and your mobility scooter home following an accident

Mobility Scooter Insurance Australia
Claims Specialists

Our experienced claims team has managed claims for mobility scooter insurance in Australia since 2014. With a national network of mobility equipment referrers and dealers we can quickly get your mobility scooter repaired and get you back out and about.



Sandra was most efficient in all aspects of my claim; from lodgement of my claim and processing the repair quote submitted by the repairer which was approved the next day!!!
I tried getting a few insurers to quote and underwrite a van converted for disability for a family member but to no avail as it was difficult for them and then through word of mouth contacted Blue Badge Insurance Australia. Briony not only was exceptional in her consultation and communication but made the process so much easier, fast and a pleasure to deal with plus a greater saving going with Blue Badge. Thanks and keep up the good work!
WOW! Such an incredible experience...Thank you so much for completing my car insurance policy with Blue Badge... Jenny was amazing and it was a pleasure doing business with you. I very much appreciate Jenny's great understanding, her professionalism, flexibility and her lovely and compassionate words of encouragements. I have saved over $170 in comparison to my previous Insurer's fee. I will gladly recommend Blue Badge Insurance Australia to all of my friends and will share your web site and your FB profile with all my FB friends...Thanks again, you made my day!!!
Wow - saved over $800 on our two cars - lady I dealt with on the phone was amazing - saved us even more than what I did on the website.
Highly recommend Blue Badge. Great phone service very helpful, friendly, and straight forward. Affordable insurance deals including roadside assistance. Quick set up, policy details and sign-up information sent to you in minutes. Most of all they will cover modified vehicles with good quality insurance. Thank you Blue Badge 🙂
Nambucca Heads
Just recently insured my car with Blue Badge Insurance and the customer service officer was fantastic.I was previously with another insurance company who asked a lot of questions which Blue Badge Insurance didn't. I would definitely recommend them to anyone who is thinking about insurance with them.
Gold Coast
I have to say I will never move on from Blue Badge. My insurance had just expired but I didn’t realise it till they called me I spoke to a gorgeous lady by the name of Jenny who took down my financial issues right now and called me later stating they had found another cover with the same coverage as before but managed to make it cheaper for me. I’m now going to pay monthly till I get my super released to me then I will pay the yearly fee again. I honestly thank Jenny and Blue Badge I might have found myself in financial trouble but they were able to work it out for me so I can keep up my insurance.
Gold Coast
Pleasant customer service, cheaper than Woolworths or Coles, with a better return for your money, policy, easy monthly payment, I highly recommend Blue Badge for your next insurance.
East Gosford


Blue Badge Insurance has partnered with the State-Wide Equipment Program in Victoria to offer insurance to protect their mobility scooter and wheelchair clients against accidental loss and damage, third party property damage and third party personal injury – for one low annual price.

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The Rewards of Your Disability Parking Permit

As Australia’s first car and disability equipment insurance specialist, we know disability parking permit users are typically safer drivers - and we think you should be rewarded with lower insurance premiums.



While mobility scooter insurance in Australia isn’t compulsory, most authorities strongly advise that people take out insurance to protect their personal safety, the safety of others, the value of their mobility scooter and cover themselves against the significant out-of-pocket costs associated with legal liability.

It depends on your policy – not all Home and Contents policies cover equipment like mobility scooters. It’s also important to remember that Home and Contents policies may not cover your scooter when it’s used outside of your home, leaving you exposed while you’re out and about.

No. Our policy covers accidental damage, theft and legal liability to protect you and your mobility scooter if you’re involved in an incident that causes damage to your scooter or if it is stolen. We also protect you against damages and legal costs if you’re involved in an incident with a third party. The policy does not cover break downs or general wear and tear.

Unfortunately mobility scooter theft is on the rise. Kids like to take them on joyrides and thieves have realised the value of this equipment and are now targeting mobility scooters for resale. Many people believe their keys provide a theft deterrent, but most scooters can be placed in neutral and rolled away.

This is why we’ve worked with a leading lock manufacturer to develop the Loop Lock – an easy to use lock that will provide greater protection for your mobility equipment when you’e out and about. Find out more here

Yes. Our policy covers any legal user you authorise to use your mobility scooter. You don’t need to add people to your policy for your scooter to be covered while they’re using it – as long as they have your permission they’re covered.

Yes. Our mobility scooter insurance in Australia automatically covers your scooter for accidental damage and third party liability for the first 21 days of overseas travel (third party liability is excluded in USA and Canada). You can extend the period of cover for an additional fee if you’re going away for a longer period, by calling us on 1300 304 802.

If you need to make a claim, we recommend that you call us as soon as possible on 1300 304 802. Our friendly staff will ask you for the full details of the incident and will help manage your claim until it’s been settled.

Yes, monthly instalments are available through a direct debit with Blue Badge Insurance. There’s a small additional fee involved with using this payment method**.


News & Information

For full details of the conditions, terms, limits and exclusions and to decide whether this cover is suitable for you please read the relevant Product Disclosure Statement.

* An exclusion applies to loss or damage caused by actions of the sea, tidal waves, high water, or erosion.

^ Third-party injury cover does not apply to accidents that have occured in Queensland, as the mobility scooter is required to be registered. CTP insurance is included with the registration, see here www.tmr.qld.gov.au for more information.

† Excludes third party cover in USA and Canada.

~ For mobility equipment valued up to $10,000. Discounts will be applied subject to the nature and history of the risk. Underwriting criteria will be applied to the consideration of the risk. This offer may be withdrawn at any time.

** For new policies commencing on or after 9 April 2020 with a policy number starting with BBEC. Monthly payments are organised direct through Blue Badge Insurance. Payments are available by direct debit from your nominated credit card or bank account. Direct debits will occur on the same day of each month and incur an additional fee of 9%.

For new or renewal policies with a policy number starting with BMEC or contain COMPREHENSIVE in the policy number. Monthly payments are organized through Arteva Funding (previously known as Premium Funding) and are subject to their own terms conditions and limitations and a monthly fee will apply that included interest, taxes and charges.

Video / Banner Image provided courtesy of Aspire Scooters https://www.aspiremobilityscooters.com.au/

Any advice provided is general only and does not take into consideration your personal circumstances. Please read the relevant Product Disclosure Statement to decide whether this cover is suitable for you.

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