Mobility scooter insurance Australia

While mobility scooter insurance in Australia isn’t compulsory, most authorities strongly advise that people take out insurance to protect their personal safety, the safety of others, the value of their mobility scooter and cover themselves against the significant out-of-pocket costs associated with legal liability.

It depends on your policy – not all Home and Contents policies cover equipment like mobility scooters. It’s also important to remember that Home and Contents policies may not cover your scooter when it’s used outside of your home, leaving you exposed while you’re out and about.

No. Our policy covers accidental damage, theft and legal liability to protect you and your mobility scooter if you’re involved in an incident that causes damage to your scooter or if it is stolen. We also protect you against damages and legal costs if you’re involved in an incident with a third party. The policy does not cover break downs or general wear and tear.

Unfortunately mobility scooter theft is on the rise. Kids like to take them on joyrides and thieves have realised the value of this equipment and are now targeting mobility scooters for resale. Many people believe their keys provide a theft deterrent, but most scooters can be placed in neutral and rolled away.

This is why we’ve worked with a leading lock manufacturer to develop the Loop Lock – an easy to use lock that will provide greater protection for your mobility equipment when you’e out and about. Find out more here. 

Yes. Our policy covers any legal user you authorise to use your mobility scooter. You don’t need to add people to your policy for your scooter to be covered while they’re using it – as long as they have your permission they’re covered.

Yes. Our mobility scooter insurance in Australia automatically covers your scooter for accidental damage and third party liability for the first 21 days of overseas travel (third party liability is excluded in USA and Canada). You can extend the period of cover for an additional fee if you’re going away for a longer period, by calling us on 1300 304 802.

If you need to make a claim, we recommend that you call us as soon as possible on 1300 304 802. Our friendly staff will ask you for the full details of the incident and will help manage your claim until it’s been settled.

Yes, monthly instalments are available through a direct debit with Blue Badge Insurance. There’s a small additional fee involved with using this payment method**.